Website Terms and Conditions
Last Updated On: July 27, 2025

By accessing or using the website located at BrillianceKey.com (the "Website"), you ("You," "Your," or "User") agree to be bound by these Terms and Conditions of Use ("Terms") and our Privacy Policy. Please read them carefully before using the Website. If you do not agree to these Terms, you must not use the Website.

1. General Provisions
This Website is owned and operated by Jessica McKnight & Jessica McKnight Photography, doing business as BrillianceKey.com (referred to as "BrillianceKey," "Our," "We," or "Company").

Your use of this Website is at your sole risk. While we strive to maintain a secure and reliable platform, we make no explicit representations or warranties regarding the safety or your individual use of the Website. BrillianceKey reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms. We recommend reviewing these Terms periodically for any updates.

2. Age Requirement
You must be at least 18 years of age to use our Website, including our templates, courses, and products. By using the Website, you represent and warrant that you meet this age requirement.

3. Intellectual Property Rights
All content on this Website, including but not limited to text, photographs, graphics, logos, designs, audio clips, video clips, and software, is the property of Jessica McKnight or its content suppliers and is protected by United States and international copyright laws (17 U.S.C. § 101 et seq.) and other intellectual property laws.

You may not copy, reproduce, distribute, transmit, display, perform, publish, license, modify, create derivative works from, sell, or exploit any content, in whole or in part, from this Website for any reason, including personal use, commercial use, or distribution, without the prior express written permission of BrillianceKey. Unauthorized use of our intellectual property may result in legal action, including claims for financial damages and/or injunctive relief.

4. Digital Products
When you purchase any digital product (e.g., online education, templates, tools, resources) from BrillianceKey.com, you are granted a limited, revocable, worldwide, non-exclusive, non-transferable license to use the purchased product(s) for your own internal, non-commercial purposes, unless otherwise specified in writing for a particular product.

Violation of this license, including but not limited to distributing, gifting, or reselling our product(s) to any third party, will result in immediate termination of your license and access to our products. In such cases, BrillianceKey reserves the right to invoice you for each unauthorized license distributed and pursue any other legal remedies available.

5. Digital Products & Services Return Policy
All sales of digital products and downloadable resources are final and non-refundable. Due to the nature of digital goods, once they are accessed or downloaded, they cannot be returned.

For services requiring appointments, such as consultations or coaching, once the cancellation period has passed or the appointment has been conducted, no refunds or credits will be issued. The specific cancellation policy for services will be communicated at the time of booking.

6. Your Communications and User Content
Any communications you make through our Website (e.g., blog comments, contact forms, newsletter sign-ups) or directly to our phone, mailing, or email addresses are not considered privileged or confidential. By submitting such communications, you acknowledge and agree that they may be viewed and distributed by third parties.

BrillianceKey owns any and all communications, comments, feedback, or other user-generated content displayed on our Website, servers, or other media as permitted by United States law. We are not obligated to provide credit, compensation, or royalties for unsolicited user-generated content. For information on how we collect, store, and use your communications and data, please refer to our Privacy Policy.

You agree not to submit any content or communications that are illegal, unlawful, defamatory, maliciously false, obscene, abusive, negligent, harmful, inappropriate, or infringe upon the rights of any third party. BrillianceKey reserves the right to remove any content it deems inappropriate or in violation of these Terms. We also reserve the right to republish any submission in whole or in part as reasonably necessary for our business operations.

7. Disclaimers
a. General Disclaimer
Our Website and related materials are provided for educational and informational purposes only. While we strive for accuracy, we do not guarantee that all materials are entirely accurate, complete, or up-to-date. Any reliance you place on information obtained from this Website is strictly at your own risk. You expressly acknowledge and understand that any information or knowledge you gain from this Website is used at your own discretion. If you notice any errors or omissions, please contact us at Jessica@brilliancekey.com.

You agree to indemnify and hold harmless BrillianceKey, its owners, employees, and affiliates, from any direct or indirect loss, damage, or liability incurred as a result of your use of our Website or any related communications. This includes, but is not limited to, consequences incurred from technological failures such as payment processor errors or system failures.

b. Professional Advice Disclaimer
We may reference certain results, outcomes, or situations on this Website. However, we make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for you as a result of these statements or any other statements on this Website. Our content does not constitute professional advice. If you require medical, legal, financial, or other professional advice, you should consult with a qualified professional (e.g., a medical professional, lawyer, CPA, or CFP). We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this Website, related materials, products, or services.

c. Discounts and Offers
BrillianceKey may offer discounts or promotions from time to time. These offers are subject to change or termination at any time without explanation or warning. Sales, discounts, and offers will not be retroactively applied to past purchases.

8. Advertisements and Affiliates
a. Advertisements
We do not necessarily endorse or recommend any goods or services advertised on or through our Website. We also do not necessarily endorse or recommend any affiliates using our services.

b. Affiliate Links
This Website may contain affiliate links, which means we may earn a commission if you make a purchase through these links, at no extra cost to you. We will make reasonable efforts to notify you when and where we have placed affiliate links, in addition to this disclaimer. By clicking on affiliate links, you accept express liability for any and all consequences or benefits arising from your interaction with such links or the subsequent purchase.

9. Earnings Disclaimer
BrillianceKey makes no income or financial claims, nor guarantees of any kind, regarding the potential income that can be generated through our Website, communications, or your participation in the purchase of any of our products or services. Past results presented on the Website are not an indication or promise of your future results. There is no guarantee you will earn any money using any of our materials, and your revenue is dependent solely on your actions or inactions.

10. Termination
BrillianceKey reserves the right to immediately terminate your access to and use of our Website and any related communications if, in our sole discretion, we believe you have violated these Terms and Conditions. We may revoke your access at any time without notice and, if necessary, block your IP address from further visits to our Website(s).

11. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and BrillianceKey regarding your use of this Website.

12. Severability & No Waiver
If any part of these Terms is deemed unlawful, void, or unenforceable, that provision shall be severed from these Terms and will not affect the validity and enforceability of the remaining provisions. Any failure by BrillianceKey to enforce a provision of these Terms shall not constitute a waiver of any other portion or provision of these Terms.

13. Headings
Headings and titles provided in these Terms are for convenience only and will not be construed as part of the legal terms.

14. Governing Law and Jurisdiction
These Terms and our Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. You agree that any dispute or lawsuit arising out of or concerning this Agreement shall be resolved exclusively in a federal or state court of competent jurisdiction located in Florida. You and BrillianceKey assume responsibility for your own collection costs and legal fees incurred should enforcement of these conditions become necessary.

15. Arbitration
Any and all disputes or disagreements arising between BrillianceKey and you out of these Terms upon which an amicable understanding cannot be reached shall be decided by arbitration in accordance with the procedural rules of the American Arbitration Association. Both BrillianceKey and you agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take place in Florida. The cost and expenses of the arbitrators shall be shared equally by the Parties. Each party shall be responsible for its own costs and expenses in presenting the dispute for arbitration.

16. Questions
If you have any questions about these Terms and Conditions or our Privacy Policy, please feel free to contact us by email at Jessica@brilliancekey.com.